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METHOD AND SYSTEM FOR A VIRTUAL PAYMENT CARD FUNDE

来源:个人技术集锦
专利内容由知识产权出版社提供

专利名称:METHOD AND SYSTEM FOR A VIRTUAL

PAYMENT CARD FUNDED BY MULTIPLESOURCES

发明人:Paul O'REGAN,Daire MacMATHUNA,Michael

Clay ATKINS

申请号:US15297626申请日:20161019

公开号:US20180108011A1公开日:20180419

专利附图:

摘要:A method for processing transaction data includes: receiving a generation

request to generate a common account number, the request including identificationinformation of a plurality of funding accounts and a plurality of authorizations to chargethe funding accounts for a respective portion of a future payment transaction; generatingthe common account number; transmitting the common account number to thecommunication device; receiving a payment authorization request including an amountand the common account number; allocating portions of the amount to the respectivefunding accounts; respectively transmitting authorization requests to pay the respectiveportions to one or more servers of financial institutions providing the plurality of fundingaccounts; receiving payment authorizations in response to the plurality of authorizationrequests; respectively debiting the plurality of funding accounts for the allocatedportions of the amount; and transmitting an authorization signal in response to thepayment authorization request in accordance with the received authorizations.

申请人:MasterCard International Incorporated

地址:Purchase NY US

国籍:US

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